Cash float planner
How much cash do you need to carry between paying the source and getting paid?
You pay the supplier first and the marketplace pays you later. Enter your order pace, the cost and the profit of an average order, and the waiting time to see the money tied up at any given moment and the profit it earns.
Your numbers
Shipping and tax included.
After eBay fees, tax and the source cost. The profit calculator gives you this.
Result
Money tied up
Suggested working balance
$1,500.00
Average money tied up
$1,200.00
Spent on the source per day
$120.00
Weeks of purchases waiting
1.4
Profit per week
$227.50
Profit per month
$985.83
These are planning aids built on the numbers you type in. They are estimates, not forecasts, and they know nothing about your supplier, carrier or marketplace beyond what you enter.
Using it
- 1
Enter your pace
Use the number of orders you place with the source in a normal week.
- 2
Enter the average cost
The full amount charged for one source order, shipping and tax included.
- 3
Enter your profit
The profit one order leaves after eBay fees, tax and the source cost, so you can see what the tied-up cash earns.
- 4
Enter the gap
Count the days from your card charge to the day the payout reaches your account.
- 5
Add a cushion
Busy weeks run above the average, so the tool adds a percentage on top as a suggested working balance.
The arithmetic
1daily outlay = orders per week ÷ 7 × average source cost
2average float = daily outlay × days between paying and being paid
3suggested balance = average float × (1 + cushion %)
Sample run: 35 orders a week at $24 and $6.50 profit each, with 10 days between paying and being paid: daily outlay $120, average float $1,200. A 25% cushion suggests a working balance of $1,500, and the orders earn about $228 a week, roughly $986 a month.